Endorsed Partner: Torrey Pines Bank • Banking Products and Services
Checking accounts and lines of credit are the basic products banks offer, but a good bank with talented bankers can advise you on so much more:
1. Personal Attention: When you think of a good bank, a person should come to mind, specifically, a banker who knows you, your practice, and your financial position, as well as someone who answers the phone when you call. Automated phone directories, rotating staff, or lack of personal attention can rob you of the banking expertise you deserve.
2. Savvy Technology: Does your banker know about the latest ways to save you time and money, and do they implement new technology to maximize both? Just as the future of healthcare records lies in electronic files, your bank should be able to keep up with the times with systems that integrate with online platforms.
3. Guidance and Advice: The bank that will serve you best is one that is well-versed in your industry and is comfortable dealing with the intricacies inherent in your practice needs. Their expertise will create flexibility to accommodate and inclusively anticipate your requests, particularly when it comes to credit facilities.
4. Financial Strength: Looking for a bank with capital adequacy, liquidity with minimal non-performing assets may not have been a concern in the past, but today it is paramount you understand the financial strength of your bank to ensure successful continuity in your banking relationship.
5. Peer Recommendations: A bank recommendation from your peer group is of considerable value. Your peers in the medical industry have similar needs and potentially the same challenges you have. A bank with a proven track record of handling your peers' needs is more likely to be able to address your needs too.
Consider these points when having your next financial check-up with your banker or a prospective bank that is asking for your business. Your business is valuable and you deserve a bank that will appreciate your business.
YOUR ENDORSED PARTNER BENEFIT:
• Endorsed Partner: Torrey Pines Bank (www.torreypinesbank.com) is a "low-maintenance" bank that meets business owners' high expectations while requiring of them the absolute minimum of time and effort.
• Member Benefit: Approved SDCMS members receive no-fee lines of credit, $1,000 fee discounts on commercial real estate loans, waived monthly maintenance fees on personal accounts for practice partners and employees up to $10/month, free first order of standard checks for personal accounts, increased deposit interest rates, waived monthly maintenance fee for business online banking and bill pay services, ATM fees waived up to $15/month, and free courier service or remote deposit service.
• Contact: Stacy Meader at (858) 259-5301 or at smeader@torreypinesbank.com.
• Potential Value: $2,500!