Endorsed Partner: The Doctors Company • Professional Liability Insurance
Founded by California physicians in 1976 in response to a crisis in insurance affordability and availability, The Doctors Company remains fiercely committed to protecting the practice of good medicine. Today, we are the largest national insurer of physician and surgeon medical liability, with more than 45,000 insured physicians, including 19,000 in California and more than 2,500 of your San Diego County colleagues.
With seven physicians on our 12-member board of governors — including two local San Diego County physicians — we possess unique insight into what SDCMS members need from their insurance company.
Our medical liability program offers SDCMS members a unique combination of coverage features, aggressive claims handling, industry-leading patient safety programs, and tangible economic benefits.
Here are answers to common questions about our SDCMS program:
Q: If I join The Doctors Company's SDCMS program, can I get a discount on my premium?
A: Yes. Subject to underwriting approval, The Doctors Company is offering a 5 percent premium discount for eligible SDCMS members.
Q: What are the program benefits?
A: Our SDCMS program benefits include a discount for eligible members, a consent-to-settle provision, free tail coverage at any age, prior acts coverage, and free continuing medical education programs. SDCMS members insured with The Doctors Company are also eligible to participate in the Tribute(r) Plan, a one-of-a-kind financial career award that honors physicians for their loyalty to The Doctors Company and for their dedication to practicing good medicine.
Q: Is The Doctors Company financially secure?
A: With The Doctors Company, you gain the assurance of having a company with $2.8 billion in assets on your side. Our conservative fiscal approach and conscientious investment strategies have earned us financial strength ratings of A (Strong) by Fitch Ratings and A- (Excellent) by A.M. Best Company, and we were named to the Ward's 50, a list of the top 50 performing (out of over 3,000) of all property casualty companies. So you can count on us to have the power and financial foundation to protect your practice at anytime, anywhere.
Q: What is The Doctors Company's claims defense record?
A: For more than 30 years, we have built our reputation on providing the most aggressive claims defense in the industry. In fact, our defense is so effective that over 82 percent of claims filed against our physicians are closed with no payment to the plaintiff. Of the few claims that go to trial, over 87 percent result in victory for our physicians. You can be sure that if a claim is leveled against you, our expert defense team will be with you each step of the way, marshaling every resource necessary to resolve it.
Discover the advantages of our SDCMS program. To learn more about our program for SDCMS members, call us at (800) 352-0320 or email us at TDCSales@thedoctors.com.
YOUR ENDORSED PARTNER BENEFIT:
• Endorsed Partner: The Doctors Company (TDC) (www.thedoctors.com) enjoys a reputation as the industry vanguard for low California rates, aggressive claims defense, expert patient safety programs, superior customer service, and exemplary member benefits.
• Member Benefit: Most SDCMS members are eligible for a 5 percent discount on insurance premiums and a 7.5 percent dividend credit.
• Contact: Janet Lockett, your SDCMS director of membership development, at (858) 300-2778 or at JLockett@SDCMS.org.
• Potential Value: $500-$2,500!